/* ============================================================
   Storage Underwriter — editorial design system
   Newspaper nameplate · Newsreader (serif) + Inter (sans)
   Shared by the homepage, the guides hub, and every article.
   ============================================================ */

:root{
  --paper:#fbfaf7;        /* warm near-white page */
  --surface:#ffffff;
  --ink:#1a1d21;          /* body text */
  --ink-soft:#3b414a;
  --muted:#6c727a;
  --faint:#9097a0;
  --rule:#e7e2d8;         /* warm hairline */
  --rule-2:#d9d3c6;
  --brand:#1c3a5e;        /* navy */
  --brand-deep:#142c47;
  --brand-bright:#2e5496;
  --accent:#a6712b;       /* restrained ochre for eyebrows/section marks */
  --green:#1a7a40;
  --red:#b1392c;
  --amber:#b1781b;
  --serif:'Newsreader', Georgia, 'Times New Roman', serif;
  --sans:'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Helvetica, Arial, sans-serif;
}

*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{
  margin:0;
  font-family:var(--serif);
  font-size:19px;
  line-height:1.72;
  color:var(--ink);
  background:var(--paper);
  font-feature-settings:"kern" 1,"liga" 1,"onum" 1;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}

/* ---- containers ---- */
.shell{max-width:1080px;margin:0 auto;padding:0 28px}
.wrap{max-width:684px;margin:0 auto;padding:0 24px}

/* ============================================================
   MASTHEAD — newspaper nameplate
   ============================================================ */
.dateline{
  border-bottom:1px solid var(--rule);
  background:var(--surface);
  font-family:var(--sans);
  font-size:11.5px;
  letter-spacing:.06em;
  text-transform:uppercase;
  color:var(--muted);
}
.dateline .shell{display:flex;justify-content:space-between;align-items:center;height:34px}
.dateline a{color:var(--brand);text-decoration:none;font-weight:600}
.dateline a:hover{color:var(--brand-deep)}

.nameplate{background:var(--surface);text-align:center;padding:24px 0 18px}
.nameplate .eyebrow{
  font-family:var(--sans);font-size:11px;letter-spacing:.22em;text-transform:uppercase;
  color:var(--accent);font-weight:600;margin-bottom:9px;
}
.nameplate .title{
  font-family:var(--serif);font-weight:700;font-size:42px;line-height:1;
  letter-spacing:-.01em;color:var(--brand);text-decoration:none;display:inline-block;
}
.nameplate .title:hover{color:var(--brand-deep)}
.nameplate .tag{
  font-family:var(--serif);font-style:italic;font-size:16px;color:var(--muted);
  margin-top:8px;
}

/* section bar */
.sections{
  background:var(--surface);
  border-top:1px solid var(--brand);
  border-bottom:1px solid var(--brand);
}
.sections .shell{
  display:flex;justify-content:center;gap:0;
  font-family:var(--sans);font-size:13px;font-weight:500;
  overflow-x:auto;-webkit-overflow-scrolling:touch;scrollbar-width:none;
}
.sections .shell::-webkit-scrollbar{display:none}
.sections a{
  color:var(--ink-soft);text-decoration:none;white-space:nowrap;
  padding:11px 16px;border-bottom:2px solid transparent;letter-spacing:.01em;
}
.sections a:hover{color:var(--brand)}
.sections a[aria-current="page"]{color:var(--brand);border-bottom-color:var(--accent);font-weight:600}
.sections a.tool{color:var(--brand);font-weight:600}

/* ============================================================
   ARTICLE
   ============================================================ */
article{padding:22px 0 8px}

.crumb{
  font-family:var(--sans);font-size:12px;font-weight:600;letter-spacing:.1em;
  text-transform:uppercase;margin-bottom:16px;color:var(--accent);
}
.crumb a{color:var(--muted);text-decoration:none}
.crumb a:hover{color:var(--brand)}
.crumb span{color:var(--accent)}
.crumb .sep{color:var(--faint);margin:0 7px;font-weight:400}

h1{
  font-family:var(--serif);font-weight:700;font-size:43px;line-height:1.12;
  letter-spacing:-.015em;margin:0 0 18px;color:var(--ink);
}
.dek{
  font-family:var(--serif);font-size:22px;line-height:1.45;color:var(--ink-soft);
  margin:0 0 26px;font-weight:400;
}

/* byline row */
.byline{
  display:flex;align-items:center;gap:13px;
  border-top:1px solid var(--rule);border-bottom:1px solid var(--rule);
  padding:15px 0;margin-bottom:34px;
}
.byline .avatar{
  width:42px;height:42px;border-radius:50%;flex:0 0 42px;
  background:var(--brand);color:#fff;font-family:var(--sans);font-weight:600;font-size:15px;
  display:flex;align-items:center;justify-content:center;letter-spacing:.02em;
}
.byline .who{font-family:var(--sans);line-height:1.35}
.byline .who .name{font-size:14.5px;font-weight:600;color:var(--ink)}
.byline .who .name a{color:var(--ink);text-decoration:none}
.byline .who .meta{font-size:12.5px;color:var(--muted)}
.byline .who .meta b{color:var(--ink-soft);font-weight:500}

/* body copy */
p{margin:18px 0}
.lead{font-size:20.5px;line-height:1.6}
.lead::first-letter{
  float:left;
  font-family:var(--serif);
  font-weight:700;
  color:var(--brand);
  font-size:4.15em;
  line-height:0.72;
  margin:0.02em 0.10em 0 0;
}
a{color:var(--brand-bright);text-decoration:underline;text-decoration-color:rgba(46,84,150,.32);text-underline-offset:2px;text-decoration-thickness:1px}
a:hover{text-decoration-color:var(--brand-bright)}
strong{font-weight:600}
em{font-style:italic}

h2{
  font-family:var(--serif);font-weight:700;font-size:29px;line-height:1.22;
  letter-spacing:-.01em;margin:46px 0 4px;color:var(--ink);
}
h2 .num{color:var(--accent);font-variant-numeric:tabular-nums;font-weight:600}
h3{font-family:var(--serif);font-weight:700;font-size:21px;margin:30px 0 2px;color:var(--ink)}

blockquote{
  margin:30px 0;padding:6px 0 6px 24px;border-left:3px solid var(--accent);
  font-family:var(--serif);font-style:italic;font-size:23px;line-height:1.45;
  color:var(--brand-deep);font-weight:400;
}

ol,ul{margin:18px 0;padding-left:22px}
ol li,ul li{margin:9px 0}
li::marker{color:var(--faint)}

/* tables */
table{width:100%;border-collapse:collapse;margin:26px 0;font-family:var(--sans);font-size:15px}
caption{caption-side:bottom;font-family:var(--sans);font-size:12.5px;color:var(--muted);text-align:left;padding-top:8px}
th,td{text-align:left;padding:11px 14px;border-bottom:1px solid var(--rule)}
thead th,tr:first-child th{
  background:transparent;border-bottom:1.5px solid var(--ink);
  font-size:11.5px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);font-weight:600;
}
td.n{text-align:right;font-variant-numeric:tabular-nums;font-weight:500}
tbody tr:hover,table tr:hover{background:rgba(28,58,94,.018)}

/* callout */
.callout{
  background:var(--surface);border:1px solid var(--rule);border-left:3px solid var(--brand);
  border-radius:4px;padding:18px 22px;margin:30px 0;
  font-family:var(--sans);font-size:16px;line-height:1.55;color:var(--ink-soft);
}
.callout b{color:var(--brand-deep);font-weight:600}

/* verdict colors */
.verdict-go{color:var(--green);font-weight:700}
.verdict-no{color:var(--red);font-weight:700}

/* references */
.ref{font-family:var(--sans);font-size:14px;color:var(--muted);line-height:1.6}

/* ---- in-article CTA ---- */
.cta{
  background:var(--brand);color:#fff;border-radius:8px;padding:28px 28px;margin:40px 0;
  font-family:var(--sans);
}
.cta h3{font-family:var(--sans);color:#fff;margin:0 0 7px;font-size:20px;font-weight:600}
.cta p{color:#c5d1e3;margin:0 0 18px;font-size:15.5px;line-height:1.5}
.cta a{
  display:inline-block;background:#fff;color:var(--brand);text-decoration:none;font-weight:600;
  padding:12px 20px;border-radius:6px;font-size:14.5px;margin:0 10px 0 0;
}
.cta a:hover{background:#eef1f6}
.cta a.ghost{background:transparent;color:#fff;border:1px solid #466089}
.cta a.ghost:hover{background:rgba(255,255,255,.08)}

/* ---- author bio box ---- */
.author{
  display:flex;gap:18px;align-items:flex-start;
  border-top:1px solid var(--rule-2);margin:46px 0 8px;padding:26px 0 0;
}
.author .avatar{
  width:54px;height:54px;border-radius:50%;flex:0 0 54px;
  background:var(--brand);color:#fff;font-family:var(--sans);font-weight:600;font-size:18px;
  display:flex;align-items:center;justify-content:center;
}
.author .abody{font-family:var(--sans)}
.author .alabel{font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--accent);font-weight:600}
.author .aname{font-family:var(--serif);font-size:21px;font-weight:700;margin:2px 0 4px;color:var(--ink)}
.author p{font-size:15px;line-height:1.6;color:var(--ink-soft);margin:0 0 10px}
.author a{font-size:14.5px;font-weight:600;text-decoration:none}
.author a:hover{text-decoration:underline}

/* ---- related ---- */
.related{margin:40px 0 8px}
.related h4{
  font-family:var(--sans);font-size:12px;text-transform:uppercase;letter-spacing:.12em;
  color:var(--muted);font-weight:600;border-bottom:1.5px solid var(--ink);padding-bottom:8px;margin:0 0 4px;
}
.related ul{list-style:none;margin:0;padding:0}
.related li{
  font-family:var(--serif);font-size:17px;line-height:1.4;
  padding:13px 0;border-bottom:1px solid var(--rule);
}
.related li a{color:var(--ink);text-decoration:none;font-weight:600}
.related li a:hover{color:var(--brand-bright)}

/* ============================================================
   GUIDES INDEX cards
   ============================================================ */
.idx-lead{font-family:var(--sans);font-size:14px;color:var(--muted);border-bottom:1px solid var(--rule);padding-bottom:18px;margin-bottom:8px}
.idx-card{
  display:block;border-bottom:1px solid var(--rule);padding:24px 0;
  text-decoration:none;color:inherit;
}
.idx-card:hover h3{color:var(--brand-bright)}
.idx-card .k{font-family:var(--sans);font-size:11px;text-transform:uppercase;letter-spacing:.12em;color:var(--accent);font-weight:600}
.idx-card h3{font-family:var(--serif);margin:6px 0 6px;font-size:25px;line-height:1.18;font-weight:700;color:var(--ink)}
.idx-card p{margin:0;color:var(--ink-soft);font-size:16.5px;line-height:1.5;font-family:var(--serif);max-width:64ch}

/* ============================================================
   HOMEPAGE
   ============================================================ */
.hero{padding:54px 0 10px;text-align:center}
.hero .eyebrow{font-family:var(--sans);font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--accent);font-weight:600;margin-bottom:16px}
.hero h1{font-size:50px;line-height:1.08;margin:0 auto 18px;max-width:14ch}
.hero .sub{font-family:var(--serif);font-size:21px;line-height:1.5;color:var(--ink-soft);max-width:40ch;margin:0 auto 26px}
.hero .actions{font-family:var(--sans);display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.btn{display:inline-block;text-decoration:none;font-weight:600;font-size:15px;padding:13px 24px;border-radius:7px}
.btn-primary{background:var(--brand);color:#fff}
.btn-primary:hover{background:var(--brand-deep)}
.btn-ghost{background:transparent;color:var(--brand);border:1px solid var(--rule-2)}
.btn-ghost:hover{border-color:var(--brand);background:var(--surface)}

.section-rule{
  font-family:var(--sans);text-align:center;font-size:12px;letter-spacing:.14em;text-transform:uppercase;
  color:var(--muted);font-weight:600;margin:54px 0 6px;position:relative;
}
.section-rule::before,.section-rule::after{content:"";position:absolute;top:50%;width:calc(50% - 110px);height:1px;background:var(--rule-2)}
.section-rule::before{left:0}.section-rule::after{right:0}

.home-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 40px}
.home-grid .idx-card{padding:22px 0}

.about-strip{
  background:var(--surface);border:1px solid var(--rule);border-radius:8px;
  padding:30px 34px;margin:30px 0;display:flex;gap:22px;align-items:flex-start;
}
.about-strip .avatar{width:60px;height:60px;border-radius:50%;flex:0 0 60px;background:var(--brand);color:#fff;font-family:var(--sans);font-weight:600;font-size:20px;display:flex;align-items:center;justify-content:center}
.about-strip .abody{font-family:var(--sans)}
.about-strip .alabel{font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--accent);font-weight:600}
.about-strip h3{font-family:var(--serif);font-size:23px;margin:3px 0 8px;color:var(--ink)}
.about-strip p{font-size:15.5px;line-height:1.6;color:var(--ink-soft);margin:0 0 12px}

/* ============================================================
   CALCULATOR widget
   ============================================================ */
.calc{max-width:684px;margin:0 auto}
.calc-card{background:var(--surface);border:1px solid var(--rule);border-radius:10px;padding:24px 24px 10px;margin-bottom:18px}
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px 20px}
.field label{display:block;font-family:var(--sans);font-size:12.5px;color:var(--muted);margin-bottom:6px;font-weight:600}
.field label small{font-weight:500;color:var(--faint)}
.field .in{display:flex;align-items:center;border:1px solid var(--rule-2);border-radius:7px;overflow:hidden;background:#fff;transition:border-color .12s}
.field .in:focus-within{border-color:var(--brand)}
.field .in span{padding:0 11px;color:var(--muted);background:#f6f4ef;align-self:stretch;display:flex;align-items:center;font-family:var(--sans);font-size:13.5px;border-right:1px solid var(--rule)}
.field .in span.suf{border-right:none;border-left:1px solid var(--rule)}
.field input,.field select{border:0;outline:0;padding:11px 11px;font-family:var(--sans);font-size:15px;width:100%;background:transparent;color:var(--ink)}
.result{background:var(--brand);color:#fff;border-radius:10px;padding:26px 24px;margin-bottom:18px;text-align:center}
.result .yoc{font-family:var(--sans);font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:#a9b8d2;margin-bottom:2px}
.result .yocv{font-family:var(--serif);font-size:52px;font-weight:700;line-height:1.02}
.result .yocsub{font-family:var(--sans);color:#a9b8d2;font-size:12.5px;margin-top:5px}
.result .verdict{font-family:var(--sans);margin-top:20px;border-radius:8px;padding:14px 16px;font-weight:700;font-size:17px}
.result .verdict small{display:block;font-weight:400;font-size:13px;opacity:.94;margin-top:4px;line-height:1.45}
.result .go{background:var(--green)} .result .tight{background:var(--amber)} .result .walk{background:var(--red)}
.locked{background:var(--surface);border:1px dashed var(--rule-2);border-radius:10px;padding:20px 22px;margin-bottom:16px}
.locked h3{font-family:var(--sans);margin:0 0 8px;font-size:13.5px;color:var(--ink);font-weight:600}
.locked ul{list-style:none;margin:0;padding:0}
.locked li{font-family:var(--sans);padding:9px 0;border-bottom:1px solid var(--rule);color:var(--ink-soft);font-size:14.5px;display:flex;align-items:center;justify-content:space-between;gap:9px}
.locked li:last-child{border-bottom:none}
.lock{filter:blur(4.5px);color:var(--ink);font-weight:700;font-variant-numeric:tabular-nums;user-select:none}
.calc-cta{display:block;text-align:center;background:var(--brand-bright);color:#fff;text-decoration:none;font-family:var(--sans);font-weight:600;padding:15px;border-radius:8px;font-size:15.5px}
.calc-cta:hover{background:var(--brand)}
.calc-note{font-family:var(--sans);font-size:12.5px;color:var(--muted);text-align:center;margin-top:14px;line-height:1.55}

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer{background:var(--brand-deep);color:#c7d0de;margin-top:64px;font-family:var(--sans)}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:36px;padding:48px 28px 36px}
.foot-brand .fw{font-family:var(--serif);font-size:22px;font-weight:700;color:#fff}
.foot-brand p{font-size:13.5px;line-height:1.6;color:#9fb0c6;margin:10px 0 0;max-width:30ch}
.foot-brand .disclaimer{font-size:12px;color:#7e92ac;margin-top:14px}
.site-footer h5{font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:#8ba0bd;font-weight:600;margin:0 0 12px}
.site-footer ul{list-style:none;margin:0;padding:0}
.site-footer li{margin:8px 0}
.site-footer a{color:#c7d0de;text-decoration:none;font-size:14px}
.site-footer a:hover{color:#fff}
.foot-base{border-top:1px solid rgba(255,255,255,.1);padding:18px 28px;font-size:12.5px;color:#8294ac;display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px}
.foot-base a{color:#a9b8cd;text-decoration:none}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media(max-width:760px){
  body{font-size:18px}
  .nameplate .title{font-size:34px}
  h1{font-size:33px}
  .hero h1{font-size:36px}
  .dek{font-size:20px}
  .hero .sub{font-size:19px}
  h2{font-size:25px}
  blockquote{font-size:20px}
  .sections .shell{justify-content:flex-start}
  .sections{position:relative}
  .sections::after{content:"";position:absolute;top:0;right:0;bottom:0;width:38px;background:linear-gradient(to right,rgba(255,255,255,0),var(--surface));pointer-events:none}
  .home-grid{grid-template-columns:1fr;gap:0}
  .foot-grid{grid-template-columns:1fr 1fr;gap:28px;padding:38px 24px 28px}
  .calc-grid{grid-template-columns:1fr}
  .about-strip,.author{flex-direction:column;gap:14px}
  .section-rule::before,.section-rule::after{width:calc(50% - 90px)}
}
@media(max-width:460px){
  .foot-grid{grid-template-columns:1fr}
  .dateline .shell{font-size:10.5px;height:auto;padding:7px 0;line-height:1.35;gap:14px}
  .result .yocv{font-size:44px}
}